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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,941 | $47,848-24.9% | $81,473-55.9% | $70,126-48.7% |
| Participation rate | 84.7% | 58.3%+26.4pp | 68.0%+16.8pp | 69.5%+15.2pp |
| Annual return | 12.15% | 27.25%-15.1pp | 38.78%-26.6pp | 73.15%-61.0pp |
| Employer contribution / active EE | $946 | $1,527-38.1% | $2,568-63.2% | $2,343-59.6% |
| Participant deferral / active EE | $1,968 | $2,453-19.8% | $3,537-44.4% | $3,332-40.9% |
| Admin fee / account holder | $925 | $3,145-70.6% | $4,561-79.7% | $4,645-80.1% |