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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,667 | $89,259+347.8% | $107,187+272.9% | $82,637+383.6% |
| Participation rate | 96.2% | 67.9%+28.2pp | 75.0%+21.1pp | 68.1%+28.1pp |
| Annual return | 12.80% | 21.02%-8.2pp | 204.55%-191.7pp | 53.51%-40.7pp |
| Employer contribution / active EE | $2,875 | $3,080-6.7% | $3,782-24.0% | $2,552+12.6% |
| Participant deferral / active EE | $5,446 | $4,037+34.9% | $5,096+6.9% | $4,126+32.0% |
| Admin fee / account holder | $12,203 | $7,381+65.3% | $9,162+33.2% | $7,339+66.3% |