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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,274 | $57,352+409.6% | $83,831+248.6% | $64,173+355.4% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | 15.45% | 11.38%+4.1pp | 850.99%-835.5pp | 7.63%+7.8pp |
| Employer contribution / active EE | $3,986 | $2,546+56.6% | $3,631+9.8% | $2,381+67.4% |
| Participant deferral / active EE | $4,917 | $2,993+64.3% | $4,082+20.5% | $3,470+41.7% |
| Admin fee / account holder | $46,083 | $4,046+1038.9% | $5,479+741.1% | $4,887+842.9% |