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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,840 | $81,457+327.0% | $103,378+236.5% | $80,911+329.9% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 20.59% | 25.58%-5.0pp | 24.91%-4.3pp | 35.63%-15.0pp |
| Employer contribution / active EE | $1,275 | $3,107-59.0% | $3,870-67.1% | $2,756-53.7% |
| Participant deferral / active EE | $4,810 | $3,871+24.3% | $5,058-4.9% | $4,297+11.9% |
| Admin fee / account holder | $2,861 | $6,717-57.4% | $8,401-65.9% | $6,935-58.7% |