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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,547 | $115,814+144.0% | $101,275+179.0% | $158,982+77.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 1.28% | 56.16%-54.9pp | 46.48%-45.2pp | 302.99%-301.7pp |
| Employer contribution / active EE | $1,353 | $4,176-67.6% | $3,660-63.0% | $4,763-71.6% |
| Participant deferral / active EE | $3,549 | $4,958-28.4% | $4,371-18.8% | $5,983-40.7% |
| Admin fee / account holder | $66,361 | $7,249+815.5% | $5,948+1015.7% | $11,252+489.8% |