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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 27 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Advisory (Plan) | $108,538 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY Service code 64 1585 BROADWAY · NEW YORK, NY 10036 | Recordkeeping Fees | $90,407 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,711 | $110,483+12.9% | $145,433-14.2% | $79,634+56.6% |
| Participation rate | 97.7% | 71.1%+26.6pp | 82.1%+15.6pp | 62.5%+35.2pp |
| Annual return | 15.34% | 24.62%-9.3pp | 66.58%-51.2pp | 36.46%-21.1pp |
| Employer contribution / active EE | $8,927 | $4,053+120.3% | $4,554+96.0% | $2,529+253.0% |
| Participant deferral / active EE | $8,801 | $7,216+22.0% | $7,897+11.4% | $3,835+129.5% |
| Admin fee / account holder | $376 | $680-44.7% | $13,129-97.1% | $1,002-62.5% |