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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,297 | $76,407+282.6% | $150,298+94.5% | $82,448+254.5% |
| Participation rate | 96.7% | 66.4%+30.3pp | 77.8%+18.9pp | 68.1%+28.6pp |
| Annual return | 17.53% | 39.99%-22.5pp | 62.79%-45.3pp | 41.64%-24.1pp |
| Employer contribution / active EE | $11,135 | $2,614+326.0% | $4,154+168.1% | $2,551+336.5% |
| Participant deferral / active EE | $6,486 | $3,214+101.8% | $5,453+18.9% | $4,139+56.7% |
| Admin fee / account holder | $37,716 | $6,352+493.8% | $14,116+167.2% | $7,234+421.3% |