Filed June 2, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,532 | $93,346-54.4% | $71,796-40.8% | $273,972-84.5% |
| Participation rate | 90.9% | 76.5%+14.4pp | 69.1%+21.8pp | 83.0%+7.9pp |
| Annual return | 5.17% | 130.39%-125.2pp | 78.04%-72.9pp | 41.46%-36.3pp |
| Employer contribution / active EE | $530 | $2,733-80.6% | $1,924-72.5% | $4,869-89.1% |
| Participant deferral / active EE | $1,109 | $3,475-68.1% | $2,794-60.3% | $5,287-79.0% |
| Admin fee / account holder | $1,332 | $6,571-79.7% | $4,815-72.3% | $10,133-86.9% |