Filed June 2, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,020 | $50,947-39.1% | $74,551-58.4% | $64,173-51.7% |
| Participation rate | 80.0% | 61.1%+18.9pp | 69.1%+10.9pp | 69.6%+10.4pp |
| Annual return | -9.19% | -1.85%-7.3pp | 32.53%-41.7pp | 7.63%-16.8pp |
| Employer contribution / active EE | $1,618 | $1,115+45.0% | $1,961-17.5% | $2,381-32.0% |
| Participant deferral / active EE | $3,627 | $2,302+57.6% | $3,108+16.7% | $3,470+4.5% |
| Admin fee / account holder | $908 | $4,221-78.5% | $5,059-82.0% | $4,887-81.4% |