Filed June 2, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,930 | $112,933-49.6% | $90,970-37.4% | $158,982-64.2% |
| Participation rate | 79.2% | 74.7%+4.4pp | 69.0%+10.2pp | 82.0%-2.8pp |
| Annual return | 11.74% | 215.82%-204.1pp | 134.60%-122.9pp | 302.99%-291.3pp |
| Employer contribution / active EE | $2,102 | $2,893-27.3% | $2,122-0.9% | $4,763-55.9% |
| Participant deferral / active EE | $6,100 | $4,128+47.8% | $3,373+80.9% | $5,983+1.9% |
| Admin fee / account holder | $407 | $8,047-94.9% | $5,961-93.2% | $11,252-96.4% |