Filed June 2, 2026
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,560 | $58,493-27.2% | $84,023-49.3% | $72,976-41.7% |
| Participation rate | 80.0% | 61.2%+18.8pp | 69.0%+11.0pp | 69.5%+10.5pp |
| Annual return | 17.88% | 28.93%-11.0pp | 71.32%-53.4pp | 81.02%-63.1pp |
| Employer contribution / active EE | $1,619 | $1,163+39.2% | $1,984-18.4% | $2,440-33.6% |
| Participant deferral / active EE | $3,837 | $2,394+60.3% | $3,239+18.4% | $3,608+6.3% |
| Admin fee / account holder | $847 | $4,569-81.5% | $6,102-86.1% | $5,124-83.5% |