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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,578 | $67,602+93.2% | $82,312+58.6% | $70,126+86.2% |
| Participation rate | 94.9% | 72.8%+22.1pp | 76.9%+18.0pp | 69.5%+25.4pp |
| Annual return | 10.90% | 21.57%-10.7pp | 25.88%-15.0pp | 73.15%-62.2pp |
| Employer contribution / active EE | $1,766 | $1,755+0.6% | $2,428-27.3% | $2,343-24.6% |
| Participant deferral / active EE | $4,614 | $2,987+54.5% | $3,706+24.5% | $3,332+38.5% |
| Admin fee / account holder | $19,736 | $4,512+337.4% | $5,608+251.9% | $4,645+324.8% |