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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,361 | $78,423+77.7% | $95,964+45.2% | $79,856+74.5% |
| Participation rate | 84.9% | 73.5%+11.4pp | 77.1%+7.8pp | 69.6%+15.3pp |
| Annual return | 5.48% | 19.37%-13.9pp | 91.64%-86.2pp | 31.71%-26.2pp |
| Employer contribution / active EE | $2,531 | $1,945+30.1% | $2,541-0.4% | $2,471+2.4% |
| Participant deferral / active EE | $4,656 | $3,440+35.3% | $4,167+11.7% | $3,741+24.5% |
| Admin fee / account holder | $28,516 | $5,622+407.3% | $6,797+319.5% | $5,306+437.4% |