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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,866 | $72,486+91.6% | $87,103+59.4% | $72,976+90.3% |
| Participation rate | 79.0% | 72.8%+6.2pp | 76.9%+2.2pp | 69.5%+9.5pp |
| Annual return | 10.00% | 24.46%-14.5pp | 28.19%-18.2pp | 81.02%-71.0pp |
| Employer contribution / active EE | $2,230 | $1,894+17.7% | $2,521-11.6% | $2,440-8.6% |
| Participant deferral / active EE | $4,493 | $3,270+37.4% | $4,049+11.0% | $3,608+24.5% |
| Admin fee / account holder | $10,163 | $5,055+101.1% | $7,491+35.7% | $5,124+98.3% |