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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,107 | $60,349+122.2% | $74,184+80.8% | $62,881+113.3% |
| Participation rate | 86.9% | 72.7%+14.2pp | 76.6%+10.3pp | 69.3%+17.6pp |
| Annual return | -0.41% | 21.38%-21.8pp | 17.74%-18.1pp | 20.14%-20.6pp |
| Employer contribution / active EE | $1,784 | $1,680+6.2% | $2,370-24.7% | $2,281-21.8% |
| Participant deferral / active EE | $4,948 | $2,856+73.2% | $3,550+39.4% | $3,203+54.5% |
| Admin fee / account holder | $9,882 | $4,261+131.9% | $5,586+76.9% | $4,296+130.0% |