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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,759 | $86,294-5.3% | $111,303-26.5% | $85,856-4.8% |
| Participation rate | 92.5% | 73.3%+19.2pp | 77.3%+15.2pp | 69.3%+23.2pp |
| Annual return | 12.28% | 19.99%-7.7pp | 54.66%-42.4pp | 318.58%-306.3pp |
| Employer contribution / active EE | $1,606 | $2,043-21.4% | $2,731-41.2% | $2,565-37.4% |
| Participant deferral / active EE | $1,492 | $3,641-59.0% | $4,487-66.7% | $3,952-62.2% |
| Admin fee / account holder | $8,428 | $8,189+2.9% | $7,966+5.8% | $6,261+34.6% |