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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,289 | $80,992-9.5% | $96,534-24.1% | $75,173-2.5% |
| Participation rate | 80.0% | 71.8%+8.2pp | 76.0%+4.0pp | 67.2%+12.8pp |
| Annual return | 14.80% | 27.05%-12.2pp | 25.88%-11.1pp | 160.72%-145.9pp |
| Employer contribution / active EE | $403 | $2,283-82.3% | $2,965-86.4% | $2,671-84.9% |
| Participant deferral / active EE | $1,815 | $3,929-53.8% | $4,851-62.6% | $4,126-56.0% |
| Admin fee / account holder | $13,870 | $6,717+106.5% | $8,253+68.1% | $5,651+145.5% |