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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,999 | $72,492-11.7% | $87,104-26.5% | $72,975-12.3% |
| Participation rate | 94.6% | 72.8%+21.8pp | 76.9%+17.7pp | 69.5%+25.1pp |
| Annual return | 20.78% | 24.46%-3.7pp | 28.19%-7.4pp | 81.01%-60.2pp |
| Employer contribution / active EE | $817 | $1,894-56.9% | $2,521-67.6% | $2,440-66.5% |
| Participant deferral / active EE | $1,131 | $3,270-65.4% | $4,048-72.1% | $3,608-68.7% |
| Admin fee / account holder | $566 | $5,055-88.8% | $7,491-92.4% | $5,124-89.0% |