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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,575 | $56,197+2.5% | $67,652-14.9% | $59,633-3.5% |
| Participation rate | 79.0% | 71.5%+7.6pp | 75.7%+3.4pp | 68.7%+10.4pp |
| Annual return | -2.12% | 18508.10%-18510.2pp | 6625.40%-6627.5pp | 2041.45%-2043.6pp |
| Employer contribution / active EE | $265 | $1,615-83.6% | $2,266-88.3% | $2,203-88.0% |
| Participant deferral / active EE | $2,547 | $2,844-10.4% | $3,560-28.5% | $3,192-20.2% |
| Admin fee / account holder | $7,411 | $3,958+87.2% | $4,821+53.7% | $4,297+72.5% |