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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY Service code 27 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Plan) | $52,045 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $2,128 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,499 | $83,045+25.8% | $130,026-19.6% | $71,495+46.2% |
| Participation rate | 85.4% | 74.1%+11.2pp | 78.5%+6.9pp | 67.9%+17.4pp |
| Annual return | 12.56% | 20.61%-8.0pp | -137.26%+149.8pp | 28.85%-16.3pp |
| Employer contribution / active EE | $3,766 | $2,623+43.6% | $4,321-12.9% | $2,589+45.4% |
| Participant deferral / active EE | $2,383 | $4,436-46.3% | $5,821-59.1% | $4,291-44.5% |
| Admin fee / account holder | $214 | $1,727-87.6% | $10,608-98.0% | $1,588-86.5% |