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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 27 1 NEW YORK PLZ 12TH FL · NEW YORK, NY 10004 | Advisory (Plan) | $23,333 |
EMJAY CORPORATION3+ years Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $1,000 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,503 | $71,192+3.2% | $117,861-37.6% | $62,293+18.0% |
| Participation rate | 90.7% | 74.2%+16.5pp | 79.7%+11.0pp | 69.5%+21.2pp |
| Annual return | 13.46% | 18.66%-5.2pp | 335.11%-321.6pp | 28.90%-15.4pp |
| Employer contribution / active EE | $1,964 | $1,934+1.5% | $3,786-48.1% | $2,042-3.9% |
| Participant deferral / active EE | $2,239 | $3,189-29.8% | $4,482-50.0% | $3,169-29.3% |
| Admin fee / account holder | $77 | $587-86.9% | $8,021-99.0% | $479-83.9% |