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| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA RETIREMENT SOLUTIONS, Service code 15 · EIN 13-3689044 | Recordkeeping | $20,742 |
Filed as: KESTRA ADVISORY SERVICES, LLP Service code 16 · EIN 35-2552359 | Consulting | $12,798 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,653 | $101,539-5.8% | $147,041-34.9% | $74,400+28.6% |
| Participation rate | 63.4% | 75.5%-12.1pp | 82.2%-18.8pp | 67.2%-3.8pp |
| Annual return | 18.71% | 8740.84%-8722.1pp | 419.21%-400.5pp | 1367.51%-1348.8pp |
| Employer contribution / active EE | $2,325 | $3,811-39.0% | $4,935-52.9% | $2,624-11.4% |
| Participant deferral / active EE | $4,313 | $7,304-40.9% | $8,071-46.6% | $4,348-0.8% |
| Admin fee / account holder | $275 | $1,749-84.3% | $13,006-97.9% | $1,944-85.8% |