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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,098 | $80,753-8.2% | $136,298-45.6% | $62,293+19.0% |
| Participation rate | 81.2% | 73.5%+7.7pp | 81.9%-0.7pp | 69.5%+11.7pp |
| Annual return | 18.87% | 35.83%-17.0pp | 5156.27%-5137.4pp | 28.90%-10.0pp |
| Employer contribution / active EE | $1,758 | $2,884-39.0% | $4,696-62.6% | $2,042-13.9% |
| Participant deferral / active EE | $4,302 | $5,164-16.7% | $6,247-31.1% | $3,169+35.7% |
| Admin fee / account holder | $1,793 | $525+241.3% | $9,244-80.6% | $479+274.1% |