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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $534 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,893 | $99,957-9.1% | $149,745-39.3% | $73,497+23.7% |
| Participation rate | 77.5% | 75.7%+1.8pp | 82.5%-4.9pp | 70.7%+6.9pp |
| Annual return | 17.33% | 53.87%-36.5pp | 276.72%-259.4pp | 28.51%-11.2pp |
| Employer contribution / active EE | $1,773 | $3,191-44.4% | $4,646-61.8% | $2,270-21.9% |
| Participant deferral / active EE | $4,492 | $6,073-26.0% | $6,843-34.4% | $3,740+20.1% |
| Admin fee / account holder | $439 | $551-20.2% | $9,312-95.3% | $513-14.4% |