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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $500 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,419 | $104,479-5.8% | $159,474-38.3% | $79,391+24.0% |
| Participation rate | 81.2% | 76.6%+4.6pp | 82.8%-1.6pp | 70.7%+10.5pp |
| Annual return | 13.82% | 67.98%-54.2pp | 263.68%-249.9pp | 116.88%-103.1pp |
| Employer contribution / active EE | $1,764 | $3,417-48.4% | $4,831-63.5% | $2,428-27.3% |
| Participant deferral / active EE | $4,607 | $6,468-28.8% | $7,353-37.3% | $4,046+13.9% |
| Admin fee / account holder | $534 | $711-24.9% | $10,802-95.1% | $627-14.8% |