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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,918 | $78,520+52.7% | $96,576+24.2% | $82,448+45.4% |
| Participation rate | 86.4% | 77.7%+8.7pp | 81.4%+5.0pp | 68.1%+18.4pp |
| Annual return | 13.85% | 41.30%-27.4pp | 38.47%-24.6pp | 41.64%-27.8pp |
| Employer contribution / active EE | $2,234 | $2,630-15.1% | $3,553-37.1% | $2,551-12.4% |
| Participant deferral / active EE | $9,329 | $6,754+38.1% | $7,956+17.2% | $4,139+125.4% |
| Admin fee / account holder | $12,792 | $13,455-4.9% | $11,381+12.4% | $7,234+76.8% |