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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,996 | $68,412+53.5% | $94,679+10.9% | $75,181+39.7% |
| Participation rate | 98.4% | 76.1%+22.3pp | 80.8%+17.6pp | 67.2%+31.2pp |
| Annual return | 16.25% | 616.91%-600.7pp | 156.75%-140.5pp | 160.69%-144.4pp |
| Employer contribution / active EE | $1,942 | $2,701-28.1% | $3,673-47.1% | $2,671-27.3% |
| Participant deferral / active EE | $8,252 | $6,537+26.2% | $7,417+11.3% | $4,126+100.0% |
| Admin fee / account holder | $5,157 | $5,326-3.2% | $7,233-28.7% | $5,650-8.7% |