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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,918 | $78,197+53.4% | $98,090+22.3% | $82,637+45.1% |
| Participation rate | 86.4% | 77.5%+9.0pp | 81.5%+4.9pp | 68.1%+18.4pp |
| Annual return | 13.85% | 40.25%-26.4pp | 37.05%-23.2pp | 53.51%-39.7pp |
| Employer contribution / active EE | $2,234 | $2,605-14.2% | $3,606-38.1% | $2,552-12.5% |
| Participant deferral / active EE | $9,329 | $6,636+40.6% | $7,845+18.9% | $4,126+126.1% |
| Admin fee / account holder | $12,792 | $14,832-13.8% | $11,815+8.3% | $7,339+74.3% |