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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,843 | $56,287+40.1% | $80,977-2.6% | $62,881+25.4% |
| Participation rate | 66.7% | 68.9%-2.3pp | 75.8%-9.1pp | 69.3%-2.6pp |
| Annual return | 6.86% | 22.13%-15.3pp | 17.11%-10.2pp | 20.14%-13.3pp |
| Employer contribution / active EE | $4,086 | $1,943+110.3% | $3,715+10.0% | $2,281+79.1% |
| Participant deferral / active EE | $4,291 | $4,196+2.3% | $5,696-24.7% | $3,203+34.0% |
| Admin fee / account holder | $621 | $3,742-83.4% | $5,517-88.7% | $4,296-85.5% |