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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,438 | $58,600+13.4% | $83,327-20.3% | $64,173+3.5% |
| Participation rate | 87.2% | 72.0%+15.2pp | 77.8%+9.5pp | 69.6%+17.7pp |
| Annual return | -5.02% | 9.66%-14.7pp | 10.64%-15.7pp | 7.63%-12.7pp |
| Employer contribution / active EE | $4,053 | $2,098+93.2% | $3,379+20.0% | $2,381+70.2% |
| Participant deferral / active EE | $5,170 | $4,656+11.0% | $5,565-7.1% | $3,470+49.0% |
| Admin fee / account holder | $1,931 | $9,282-79.2% | $7,540-74.4% | $4,887-60.5% |