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| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP4 years Service code 12 · EIN 06-1053228 | Account maintenance fees; Valuation (... | $10,033 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $5,733 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,719 | $58,320+59.0% | $86,451+7.3% | $66,949+38.5% |
| Participation rate | 93.0% | 78.6%+14.4pp | 80.3%+12.6pp | 69.8%+23.2pp |
| Annual return | -21.19% | -9.71%-11.5pp | 4398.51%-4419.7pp | 1.57%-22.8pp |
| Employer contribution / active EE | $4,503 | $2,615+72.2% | $3,770+19.4% | $2,545+76.9% |
| Participant deferral / active EE | $7,405 | $6,899+7.3% | $6,953+6.5% | $4,239+74.7% |
| Admin fee / account holder | $27 | $546-95.0% | $6,734-99.6% | $594-95.4% |