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| Provider | Service type | Compensation |
|---|---|---|
USI CONSULTING GROUP3 years Service code 12 · EIN 06-1053228 | Sub-transfer agency fees; Recordkeepi... | $10,282 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB TRUST BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $6,461 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,048 | $73,638+57.6% | $108,405+7.0% | $79,391+46.2% |
| Participation rate | 94.0% | 77.4%+16.6pp | 80.1%+13.9pp | 70.7%+23.3pp |
| Annual return | 13.65% | 33.27%-19.6pp | 905.55%-891.9pp | 116.88%-103.2pp |
| Employer contribution / active EE | $4,329 | $2,397+80.6% | $3,559+21.6% | $2,428+78.3% |
| Participant deferral / active EE | $6,886 | $6,218+10.7% | $6,563+4.9% | $4,046+70.2% |
| Admin fee / account holder | $28 | $638-95.5% | $7,297-99.6% | $627-95.5% |