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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,541 | $99,995+114.6% | $85,063+152.2% | $145,978+47.0% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 40.01% | 83.99%-44.0pp | 66.54%-26.5pp | 550.52%-510.5pp |
| Employer contribution / active EE | $5,403 | $3,231+67.2% | $2,727+98.1% | $4,662+15.9% |
| Participant deferral / active EE | $4,237 | $5,295-20.0% | $4,523-6.3% | $6,690-36.7% |
| Admin fee / account holder | $1,648 | $7,255-77.3% | $6,155-73.2% | $13,400-87.7% |