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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,251 | $104,937+4.1% | $84,628+29.1% | $152,897-28.5% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 24.02% | 373.88%-349.9pp | 258.80%-234.8pp | 345.43%-321.4pp |
| Employer contribution / active EE | $6,629 | $3,303+100.7% | $2,653+149.9% | $4,764+39.2% |
| Participant deferral / active EE | $4,649 | $4,690-0.9% | $3,900+19.2% | $5,851-20.5% |
| Admin fee / account holder | $3,016 | $6,243-51.7% | $4,914-38.6% | $11,599-74.0% |