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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,209 | $109,372+6.3% | $89,414+30.0% | $158,966-26.9% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 20.41% | 345.55%-325.1pp | 245.50%-225.1pp | 302.95%-282.5pp |
| Employer contribution / active EE | $6,471 | $3,171+104.0% | $2,586+150.2% | $4,762+35.9% |
| Participant deferral / active EE | $4,257 | $4,598-7.4% | $3,890+9.4% | $5,983-28.8% |
| Admin fee / account holder | $8,995 | $6,156+46.1% | $4,883+84.2% | $11,250-20.0% |