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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,993 | $93,117+32.1% | $77,096+59.5% | $134,532-8.6% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -19.40% | 62.67%-82.1pp | 42.35%-61.7pp | 418.27%-437.7pp |
| Employer contribution / active EE | $6,848 | $3,420+100.2% | $2,814+143.3% | $4,741+44.4% |
| Participant deferral / active EE | $4,177 | $5,241-20.3% | $4,429-5.7% | $6,401-34.7% |
| Admin fee / account holder | $6,412 | $6,948-7.7% | $5,428+18.1% | $11,429-43.9% |