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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,536 | $72,426+187.9% | $67,560+208.7% | $145,897+42.9% |
| Participation rate | 80.0% | 76.9%+3.1pp | 72.9%+7.1pp | 80.3%-0.3pp |
| Annual return | 10.16% | 7226.78%-7216.6pp | 3533.50%-3523.3pp | 552.29%-542.1pp |
| Employer contribution / active EE | $609 | $3,074-80.2% | $2,737-77.8% | $4,663-86.9% |
| Participant deferral / active EE | $720 | $4,785-84.9% | $4,004-82.0% | $6,689-89.2% |
| Admin fee / account holder | $4,987 | $5,514-9.6% | $3,994+24.9% | $13,390-62.8% |