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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,520 | $69,252+176.6% | $64,099+198.8% | $139,456+37.3% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 13.87% | 45.89%-32.0pp | 33.70%-19.8pp | 373.45%-359.6pp |
| Employer contribution / active EE | $2,138 | $3,184-32.8% | $2,748-22.2% | $4,753-55.0% |
| Participant deferral / active EE | $22,177 | $4,683+373.5% | $3,881+471.4% | $6,711+230.4% |
| Admin fee / account holder | $13,612 | $4,248+220.5% | $3,070+343.3% | $11,407+19.3% |