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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,570 | $67,352+114.7% | $60,899+137.4% | $134,509+7.5% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.1%+26.9pp | 81.2%+18.8pp |
| Annual return | -18.28% | 49.99%-68.3pp | 16.92%-35.2pp | 418.13%-436.4pp |
| Employer contribution / active EE | $1,484 | $3,098-52.1% | $2,702-45.1% | $4,741-68.7% |
| Participant deferral / active EE | $7,717 | $4,539+70.0% | $3,817+102.2% | $6,400+20.6% |
| Admin fee / account holder | $5,718 | $4,585+24.7% | $3,225+77.3% | $11,427-50.0% |