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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,138 | $124,213-33.9% | $118,106-30.5% | $154,746-46.9% |
| Participation rate | 100.0% | 83.6%+16.4pp | 81.9%+18.1pp | 80.7%+19.3pp |
| Annual return | 10.06% | 18.29%-8.2pp | 19.44%-9.4pp | 172.34%-162.3pp |
| Employer contribution / active EE | $2,569 | $4,905-47.6% | $4,698-45.3% | $4,379-41.3% |
| Participant deferral / active EE | $4,610 | $6,859-32.8% | $6,619-30.3% | $6,730-31.5% |
| Admin fee / account holder | $12,449 | $9,627+29.3% | $8,973+38.7% | $14,365-13.3% |