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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,002 | $102,828-34.8% | $105,387-36.4% | $152,885-56.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 17.14% | 20.85%-3.7pp | 26.82%-9.7pp | 345.39%-328.2pp |
| Employer contribution / active EE | $2,248 | $4,473-49.7% | $4,213-46.7% | $4,763-52.8% |
| Participant deferral / active EE | $2,556 | $5,465-53.2% | $5,502-53.6% | $5,851-56.3% |
| Admin fee / account holder | $3,840 | $8,683-55.8% | $6,559-41.5% | $11,598-66.9% |