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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,265 | $88,583-53.4% | $88,497-53.4% | $273,972-84.9% |
| Participation rate | 100.0% | 83.5%+16.5pp | 82.4%+17.6pp | 83.0%+17.0pp |
| Annual return | 5.07% | 5.68%-0.6pp | 7.63%-2.6pp | 41.46%-36.4pp |
| Employer contribution / active EE | $2,295 | $4,502-49.0% | $4,036-43.2% | $4,869-52.9% |
| Participant deferral / active EE | $2,106 | $4,891-56.9% | $4,899-57.0% | $5,287-60.2% |
| Admin fee / account holder | $933 | $8,980-89.6% | $6,220-85.0% | $10,133-90.8% |