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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,860 | $138,393-25.7% | $184,256-44.2% | $80,959+27.1% |
| Participation rate | 97.3% | 83.9%+13.4pp | 86.8%+10.5pp | 67.7%+29.6pp |
| Annual return | 5.94% | 20.01%-14.1pp | 28.85%-22.9pp | 35.67%-29.7pp |
| Employer contribution / active EE | $7,189 | $4,847+48.3% | $6,427+11.9% | $2,757+160.8% |
| Participant deferral / active EE | $4,795 | $7,076-32.2% | $9,133-47.5% | $4,300+11.5% |
| Admin fee / account holder | $41,324 | $10,489+294.0% | $13,899+197.3% | $6,925+496.7% |