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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,860 | $138,385-25.7% | $184,243-44.2% | $80,925+27.1% |
| Participation rate | 97.3% | 83.9%+13.4pp | 86.8%+10.5pp | 67.7%+29.6pp |
| Annual return | 5.94% | 20.02%-14.1pp | 28.82%-22.9pp | 35.65%-29.7pp |
| Employer contribution / active EE | $7,189 | $4,851+48.2% | $6,427+11.9% | $2,756+160.8% |
| Participant deferral / active EE | $4,795 | $7,075-32.2% | $9,132-47.5% | $4,299+11.5% |
| Admin fee / account holder | $41,324 | $10,489+294.0% | $13,914+197.0% | $6,940+495.4% |