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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,892 | $106,115+36.5% | $85,969+68.5% | $125,389+15.6% |
| Participation rate | 60.0% | 84.1%-24.1pp | 76.5%-16.5pp | 83.2%-23.2pp |
| Annual return | 7.61% | 13.93%-6.3pp | 9.32%-1.7pp | 282.24%-274.6pp |
| Employer contribution / active EE | $859 | $4,537-81.1% | $3,474-75.3% | $4,866-82.3% |
| Participant deferral / active EE | $8,580 | $4,859+76.6% | $3,829+124.1% | $5,352+60.3% |
| Admin fee / account holder | $0 | $8,144-100.0% | $6,053-100.0% | $9,541-100.0% |