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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,763 | $127,096+74.5% | $105,736+109.7% | $135,380+63.8% |
| Participation rate | 50.0% | 82.7%-32.7pp | 76.3%-26.3pp | 82.6%-32.6pp |
| Annual return | -8.49% | 4.49%-13.0pp | 6.27%-14.8pp | 519.81%-528.3pp |
| Employer contribution / active EE | $805 | $4,107-80.4% | $3,268-75.4% | $4,779-83.2% |
| Participant deferral / active EE | $8,438 | $5,064+66.6% | $4,080+106.8% | $5,609+50.4% |
| Admin fee / account holder | $15 | $9,087-99.8% | $6,913-99.8% | $10,828-99.9% |