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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,354 | $136,307+25.0% | $106,619+59.8% | $273,972-37.8% |
| Participation rate | 60.0% | 84.8%-24.8pp | 78.0%-18.0pp | 83.0%-23.0pp |
| Annual return | 6.74% | 11.05%-4.3pp | 9.42%-2.7pp | 41.46%-34.7pp |
| Employer contribution / active EE | $880 | $5,190-83.0% | $3,947-77.7% | $4,869-81.9% |
| Participant deferral / active EE | $8,540 | $4,969+71.9% | $3,930+117.3% | $5,287+61.5% |
| Admin fee / account holder | $0 | $8,625-100.0% | $6,418-100.0% | $10,133-100.0% |