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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,402 | $142,426+106.0% | $115,167+154.8% | $152,909+91.9% |
| Participation rate | 66.7% | 82.4%-15.7pp | 75.9%-9.2pp | 82.5%-15.8pp |
| Annual return | 26.75% | 41.48%-14.7pp | 35.60%-8.9pp | 345.46%-318.7pp |
| Employer contribution / active EE | $1,073 | $4,011-73.2% | $3,179-66.2% | $4,764-77.5% |
| Participant deferral / active EE | $11,250 | $5,165+117.8% | $4,169+169.9% | $5,851+92.3% |
| Admin fee / account holder | $20 | $8,464-99.8% | $7,089-99.7% | $11,601-99.8% |