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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,271 | $73,863+390.5% | $143,797+151.9% | $68,490+428.9% |
| Participation rate | 98.7% | 66.7%+32.1pp | 80.3%+18.4pp | 67.9%+30.8pp |
| Annual return | -15.22% | 0.91%-16.1pp | -0.04%-15.2pp | -7.85%-7.4pp |
| Employer contribution / active EE | $17,427 | $3,185+447.2% | $4,952+251.9% | $2,597+571.1% |
| Participant deferral / active EE | $13,914 | $3,385+311.1% | $5,638+146.8% | $4,028+245.5% |
| Admin fee / account holder | $53,082 | $5,756+822.2% | $14,679+261.6% | $5,403+882.5% |