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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,271 | $73,867+390.4% | $143,770+152.0% | $68,498+428.9% |
| Participation rate | 98.7% | 66.7%+32.1pp | 80.3%+18.4pp | 67.9%+30.8pp |
| Annual return | -15.22% | 1.01%-16.2pp | -0.04%-15.2pp | -7.84%-7.4pp |
| Employer contribution / active EE | $17,427 | $3,184+447.3% | $4,951+252.0% | $2,596+571.2% |
| Participant deferral / active EE | $13,914 | $3,384+311.1% | $5,638+146.8% | $4,027+245.5% |
| Admin fee / account holder | $53,082 | $5,755+822.4% | $14,673+261.8% | $5,403+882.5% |