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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $494,007 | $91,194+441.7% | $178,486+176.8% | $79,860+518.6% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 15.20% | 24.19%-9.0pp | 151.08%-135.9pp | 31.72%-16.5pp |
| Employer contribution / active EE | $29,881 | $3,256+817.7% | $5,011+496.3% | $2,471+1109.3% |
| Participant deferral / active EE | $12,892 | $3,236+298.4% | $5,202+147.8% | $3,740+244.7% |
| Admin fee / account holder | $12,026 | $6,751+78.1% | $13,985-14.0% | $5,306+126.6% |