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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,236 | $75,832+470.0% | $147,617+192.8% | $59,633+624.8% |
| Participation rate | 95.4% | 71.6%+23.8pp | 84.6%+10.8pp | 68.7%+26.7pp |
| Annual return | -2.81% | 0.37%-3.2pp | 61.98%-64.8pp | 2041.45%-2044.3pp |
| Employer contribution / active EE | $19,171 | $3,485+450.1% | $5,564+244.5% | $2,203+770.4% |
| Participant deferral / active EE | $13,029 | $3,131+316.2% | $4,895+166.1% | $3,192+308.2% |
| Admin fee / account holder | $54,065 | $5,986+803.3% | $11,612+365.6% | $4,297+1158.2% |